Debt Review | Debt Counselling?
The National Credit Act formally introduced Debt Counseling to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers. This process is intended to assist over-indebted consumers struggling with debt, through budget advice, negotiation with credit providers for reduced payments and restructuring of debts.
It's free of charge and only takes a few minutes. Complete our online debt assessment and provide us with the details of your financial situation.
We determine whether your monthly expenses and debt exceed your monthly income
Protecting you from your creditors. We'll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.
We'll restructure your payment plan and negotiate with your Credit Providers.
Your repayment plan becomes a court order. Our specialist attorneys will apply to court to make your restructured payment plan a court order.
Once under Debt Review, you will be protected against legal action taken by your credit providers and will only have to pay one monthly, affordable reduced payment, leaving you with sufficient money for your living expenses.