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Reduced Monthly Debt Repayments

The Acceptable Debt Plan

There are numerous advantages to undergoing Debt Review, a debt-relief measure that is available to over-indebted South African’s who are owning their financial problems and taking steps to alleviating their debt for good. At Acceptable Debt, we apply a personalized and comprehensive approach to the Debt Review process, knowing that the benefits, such as reduced monthly debt repayments, can make an incredible difference to our client’s quality of life.

The main objective when undergoing Debt Review is that clients are working towards becoming debt free. In our modern, financially demanding world, most working class consumers earn just enough to make it from one month to the next – for this reason, it is not uncommon to fall behind on debt repayments when life throws a few financial curveballs our way, making it difficult to keep up with expenses. If you find that you debts have got the better of you and you are no longer in control, consider Debt Review as a viable solution. Apart from reduced monthly debt repayments, you can also look forward to immediate relief once the process in underway.

The Debt Review process is designed to be effective, transparent and aligned with your affordability. Beginning with a simple affordability assessment to find out if you qualify, we will take into account your budget, in order to present you with one restructured, consolidated and easily manageable amount that will be collected and distributed by a Payment Distribution Agency every month. In order to do so, our qualified team at Acceptable Debt will negotiate lower monthly instalments with your creditors on your behalf, which are much more accommodating of your ability to repay. No more dealing with upset creditor phone calls, no more fear of legal action – only reduced monthly debt repayments, lower interest rates and protection from asset repossession and becoming blacklisted.

Once you have successfully completed the process of Debt Review and have repaid all that you owe, a Debt Clearance Certificate will be issued to you. There will be no permanent record of this, and with positive changes applied to your spending and repayment behaviours, your credit score will gradually begin to improve. Thanks to reduced monthly debt repayments during Debt Review, your life will be less stressful, and you’ll be able to afford you and your family’s basic living expenses more comfortably. With immediate relief, all living expenses covered and protection against legal action, you’re well on your way to the debt-free life that you deserve.

Get in touch with our Acceptable Debt team of financial and debt-relief experts today for sound solutions to overcoming your financial setbacks. Find out what a big difference reduced monthly debt repayments can make to your lifestyle. You can take back control of your finances and your life, starting with a structured plan that works for you and your family.

Complete our debt assessment!

It's free of charge and only takes a few minutes. Complete our online debt assessment and provide us with the details of your financial situation.

We'll assess and setup acceptable debt plan

We determine whether your monthly expenses and debt exceed your monthly income

You'll be placed under Debt Review

Protecting you from your creditors. We'll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.

You only pay one single, reduced payment that you can afford!

We'll restructure your payment plan and negotiate with your Credit Providers.

The process is finalized

Your repayment plan becomes a court order. Our specialist attorneys will apply to court to make your restructured payment plan a court order.

Better life with acceptable Debt

Once under Debt Review, you will be protected against legal action taken by your credit providers and will only have to pay one monthly, affordable reduced payment, leaving you with sufficient money for your living expenses.


Contact Acceptable Debt